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要谨慎对待自称是“元素族”的人! — 了解更多

像银行一样,只是更好.

更高的存款利率,更低的贷款利率,更少的费用.

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特别优惠

提高收益

高收益节约

直到2023年10月31日 4.25 % 1 存款余额为$10,000或以上

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我们最受欢迎的支票账户

高息支票

从你的钱中获得更多 5.00 % 2 新帐户持有人,为期12个月,余额不超过20,000元

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投资你的未来

13个月和8个月的证书

获得一个很好的保证率 5.30 % 3 限时特惠证

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即将来临的事件

  • 社区活动:了解你的预算

    2023年10月26日星期四
    7:00 pm - 东部时间晚上8点

    向公众开放

  • 社区活动:了解你的信用

    2023年11月9日,星期四
    7:00 pm - 东部时间晚上8点

    向公众开放

利记app官网

为Visa的FinEd50计划做出贡献

利记app官网 was honored to host at its headquarters the FinEd50 印第安纳波利斯 Event sponsored by Visa® on August 15, 2023. 作为FinEd50的一部分, a panel discussion took place to focus on the importance of financial education for young people.

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与元素合作

元素金融的信徒

我们正在建立一群财务健康的信徒

80多年来, 利记app官网 Federal Credit Union has been the trusted financial services partner of Eli Lilly. 今天,我们为美国150多家公司的员工提供服务.S.

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特色的建议

大学生

How to Empower Your First-Year College 学生 to Succeed Financially

多年来, you’ve known this time was coming — the summer your child leaves home for college or another significant step toward an adult life independent of you. 我们知道这对很多家庭来说是一个苦乐参半的季节. 毕竟, 18年来,你的工作就是确保他们的健康, 安全, 发展, 一般的健康状况每天都要考虑. 现在? 你是如何处理远距离的所有事情的?

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关注你的财务健康

我们就像一家银行, 只有更好的. 更好的利率. 更少的费用. 可信的建议. 新鲜的方法. 尊重当地. 在全球范围内访问. 高科技. 人类接触.

利记app官网是一家信用合作社. 什么是信用合作社? 很高兴你问了! A credit union is a not-for-profit financial institution that's owned by its members. 这意味着我们提供与银行相同的产品, but our profits are returned to our member-owners in the form of reduced fees, 更高的储蓄率和更低的贷款利率.

关于元素

作为一个非盈利组织, 会员制信用合作社, 利记app官网 has the ability to do some pretty amazing things for our members. 同时提供所有的产品, 传统银行的服务和技术, our unique business model allows us to return profits to our member-owners in the form of reduced fees, 更高的储蓄率和更低的贷款利率.

会籍的好处

Dependability and innovation: these twin concepts work in harmony to help 元素 deliver financial wellness to members. Our practical financial advice is dependable enough to have earned us a ranking among the top 4% of credit unions in the U.S.该网站拥有10万多名会员和2亿美元的资金.1000亿资产. Our spirit of innovation spurs us to constantly search for better and more convenient amenities for our partners, 比如在工作场所和网上举办金融研讨会.

参见财务资源

利记app官网 Federal Credit Union has been a part of the Central Indiana community since 1930. We’re proud of the respect and reputation we’ve earned in our community during those 90+ years. We’re also proud to offer our members access to our services wherever they go, 与78年,000+免费自动取款机和5,全球共有超过000家分支机构.

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有了数字服务, we can offer convenience and ‘round-the-clock service through many channels; however, 我们绝不希望这种服务变得冷漠和没有人情味. We feel that we’ve gotten the formula right at 元素: modern technology made personal by 24/7 human support. 我们的宗旨是帮助会员取得财务上的成功, 我们有平衡的资源来实现这一目标.

了解更多关于利记的信息

  1. 1 高收益储蓄 promotional 年收益率 (年) accurate as of October 1, 2023. 高收益储蓄 is a tiered savings account paying a variable dividend rate, 这种情况随时都可能改变, on the entire balance in your account based on the rate for the tier corresponding to each day’s daily balance. 结余$10,000.00及以上 will earn a fixed promotional 年收益率 (年) of 4.25%到2023年10月31日. 年 = 0.余额不超过9999美元,可享受10%的优惠.99. The promotional 年 is available for new money only which are funds not on deposit at 元素 for 90 days prior to opening the 高收益储蓄 account. Existing 元素 members with savings accounts are eligible for the promotional 年 upon depositing $25,000.00 or more of new money within 10 days of opening the 高收益储蓄 account. Existing 元素 members with savings accounts with combined daily balances of $2,500.00 or less for the 90 days prior to account opening are excluded from the new money requirement. 11月1日, 2023, the promotional 年 will automatically convert to the then current non-promotional 年 which is variable and may change at any time without notice. 每个级别的附加信息:促销年为0.10%适用于余额为0美元起的账户.01 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. 促销利率为4.25%适用于余额在1万美元以下的账户.00 to $24,999.99; from $25,000.00 to $49,999.99; from $50,000.00 to $99,999.99; from $100,000.00 to $249,999.99; and $250,000.00及以上. 至少有一名帐户持有人必须年满18岁. 其他资格也可能适用. 促销优惠可随时终止. 费用可能会减少收入.
  2. 2 宣传片5高息支票(宣传片提示) 高息支票帐户是否有混合利率等级, meaning the stated dividend rate will be paid on the portion of the balance for each tier. Tier 1获得促销5.00%固定年化百分比收益(年),余额最高20,000美元.自开户之日起12个月内,须缴付00英镑. *Tier 2支付的混合年利率为5.00% to 2.2万美元起计的余额为02%.01 to $50,000.00美元,是可变的,可以随时更改,恕不另行通知. 要获得一级或二级股息率,需要15笔符合条件的交易 每个报表周期必须在账户上张贴吗. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年利率是可变的,可能随时发生变化. 截至2023年3月1日,费率是准确的. On the first day of the month following the account opening anniversary month, the 宣传片5高息支票(宣传片提示) 年 will automatically convert to the then current non-promotional 高息支票 account 年 which is variable and may change at any time without notice. 活期高息支票帐户持有人, Promo 4 高息支票 account holders and those with any 高息支票 accounts closed less than 180 days are not eligible. An existing 高息支票 and Promo 4 高息支票 account cannot be converted to the 宣传片5高息支票(宣传片提示) account. Limit one 宣传片5高息支票(宣传片提示) account per person. 其他资格也可能适用. 促销优惠可随时终止. 只有下列交易符合资格: Debit card purchases, 检查, 账单支付, ATM取款和ACH取款. 没有其他交易符合条件. 至少有一个账户持有人必须年满18岁. 费用可能会减少收入.
  3. 3 自10月1日起生效的年度百分比收益率(年), 2023, 并且可能在不通知的情况下改变. 费用可能会减少收入. 提前提款的罚款. *限时证书 -限时优惠可随时撤回. 除非救赎, 在成熟, the 8-month certificate will automatically reinvest into a 6-month certificate at the then current 年; the 13-month certificate will automatically reinvest into a 12-month certificate at the then current 年; the 18-month certificate will automatically reinvest into an 18-month certificate at the then current 年.
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